The Money Layer for Games.
Embedded, licensed financial infrastructure that powers the money lifecycle inside your game and turns it into a driver of engagement, revenue, and loyalty.
Power the full lifecycle of
money in games
From real-money rewards and player payouts to peer-to-peer economies, ZBD runs the money lifecycle natively inside your game
1
Money In:
Players fund their experience through purchases, deposits, and top-ups, converting real currency into in-game value.
2
Money Through:
Value flows through every layer of the game in real time, from rewards paid out to players to transactions passed between them.
3
Money Out:
Players and creators cash out instantly, straight to their bank, digital wallet, or debit card, closing the loop and setting up the next Money In movement.
ZBD Embedded Rewards is the
layer that lifts retention and LTV
Rewards for
everything, all users,
and in real value
Drive retention with native reward loops that go beyond in-game currency and gift cards.
The proof is in the numbers:
TapNation’s Idle Bank
+45% ARPDAU uplift
+142%D14 retention
+29%D1 retention
ZBD is a fintech built
for games
One platform for the full money lifecycle
Run the money lifecycle natively inside your game: players earn, hold, spend, and cash out without ever leaving it.
Turn your financial layer into a revenue engine
Transform legacy payment infrastructure from a cost center into a revenue driver: interchange, IAP lift, and recaptured grey market spend.
Programmable money for games
Set rules for how value moves natively. Trigger rewards as a game mechanic, own the loyalty loop and initiate on-demand payouts.
Built-in compliance
KYC and AML managed end to end. ZBD holds US Money Transmitter Licenses (NMLS 2188007), EU EMI and MiCAR licenses.
“The ZBD team have been great! The integration and technical support was top notch. As well as acting as a great sounding board for game design and UA questions.”
John Hook, Co-Founder and CMO
Bring next-gen payments into your game
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Best payments system for gaming 2026